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    Not sure if you're eligible for Medicare?

    Let's find out.

     

    For most people, the first time you can enroll in Medicare is around your 65th birthday. At that time, you'll have a 7-month window when you can sign up for Medicare. It's called your Initial Enrollment Period – or IEP for short. Your IEP includes your 65th birthday month, the 3 months before and the 3 months after.

     

    Turning 65
    Over 65 and retiring or losing employer coverage
    Qualifying disability
    Over 65 and Retiring or Losing Employer Coverage

    Enter your date of birth

    Note: This information is used only to help calculate your enrollment dates.

    Please enter a valid date (MM/DD/YYYY)

    Input field for date of birth (MM/DD/YYYY)

    Initial Enrollment Period: Turning 65 on March 01, 2021

    Enrollment Period
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    Start Over

    Enter your retirement date or the date you're losing your employer coverage (whichever happens first)

    Note: This information is used only to help calculate your enrollment dates.

    Please enter a valid date (MM/YYYY)

    Input field for date of birth

    Enrollment Period
    Retirement Date (Or date your coverage ends)

    Special Enrollment for Parts A and B: Retiring or losing coverage in

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    Special Enrollment Period for Parts C and D: Retiring or losing coverage in

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    Start Over

    Select one of the options below if it applies to you:

    Note: This information is used only to help calculate your enrollment dates.

    First radio button input field

    Second radio button input field

    Last radio button input field

    Enter date you began receiving disability benefits (MM/YYYY)

    Please enter valid date (MM/YYYY)

    Initial Enrollment Period: Began receiving disability benefits in September 2012

    Enrollment Period
    25 month of receiving disability benefits
    2005 CALENDER
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    Medicare Coverage and Lou Gehrig's Disease (ALS)

    You are automatically enrolled in Original Medicare (Part A and Part B) the month your Social Security disability benefits begin when you have ALS. It’s a good idea to apply for these benefits as soon as you are diagnosed, since there may be a waiting period before they kick in.

    Even though you are enrolled in Original Medicare automatically, you may still make other Medicare coverage choices, such as adding Medicare Part D prescription drug coverage or choosing a Medicare Advantage plan.

    Medicare Coverage and End Stage Renal Disease (ESRD)

    You may get Medicare benefits at any age if you have ESRD and one of the following applies:

    • You are eligible for Medicare based on your work record.
    • You are already getting Social Security or Railroad Retirement Board benefits, or you are eligible for benefits.
    • Your spouse or parent meets one of the above requirements.

    Medicare coverage starts the fourth month you receive dialysis treatments. For example, your Medicare coverage would start on October 1 if you start getting your dialysis treatments in July.

    Medicare coverage could start the first month you receive treatments if all of these apply:

    • You attend a home dialysis training program provided by a Medicare-certified training facility.
    • Your doctor expects you to complete the training and be able to do your own dialysis treatments.
    • You maintain regular dialysis treatments throughout the usual required waiting period.

    You must enroll in Original Medicare (Parts A and B) yourself. Once you have both Part A and Part B, you may make other Medicare coverage choices, such as adding Medicare Part D prescription drug coverage or choosing a Medicare Advantage plan.

    If you are 65 or older, or disabled, and are already enrolled in Part A, you may enroll in Part B without penalty if you are approved for Medicare based on ESRD. You may also have an existing Part B late enrollment penalty removed.

    Start Over
    When is the Medicare Annual Enrollment Period?

    The Medicare Annual Enrollment Period — or AEP for short — is a set time each year for changing your Medicare coverage if you choose. AEP runs from Oct. 15 to Dec. 7. New coverage choices go into effect on Jan. 1.


    If you are not 65 years old, you may also enroll in Medicare with a qualifying disability (after you've received disability benefits for 24 months), or a qualifying medical condtion such as Lou Gehrig's disease (ALS) or end-stage renal disease (ESRD). 

    Learn more about the Annual Enrollment Period
    When is the Medicare Annual Enrollment Period?

    The Medicare Annual Enrollment Period — or AEP for short — is a set time each year for changing your Medicare coverage if you choose. AEP runs from Oct. 15 to Dec. 7. New coverage choices go into effect on Jan. 1.


    If you are not 65 years old, you may also enroll in Medicare with a qualifying disability (after you've received disability benefits for 24 months), or a qualifying medical condtion such as Lou Gehrig's disease (ALS) or end-stage renal disease (ESRD). 

    Learn more about the Annual Enrollment Period
    Is everyone automatically enrolled in Medicare at 65?

    If you currently receive Social Security or Railroad Retirement Board benefits, you may be automatically enrolled in Medicare. You should receive your Medicare card in the mail before your 65th birthday. You can still make Medicare coverage decisions during your IEP. If you are not receiving Social Security or Railroad Retirement Board benefits when you turn 65, you will have to sign up for Medicare yourself.

     

    Note: Medicare may not notify you about your eligibility, so be sure to get your IEP dates and put them on your calendar. If you wait too long to sign up and don't qualify for a Special Enrollment Period, you could face late enrollment penalties.

    Learn more about the Initial Enrollment Period
    Is everyone automatically enrolled in Medicare at 65?

    If you currently receive Social Security or Railroad Retirement Board benefits, you may be automatically enrolled in Medicare. You should receive your Medicare card in the mail before your 65th birthday. You can still make Medicare coverage decisions during your IEP. If you are not receiving Social Security or Railroad Retirement Board benefits when you turn 65, you will have to sign up for Medicare yourself.

     

    Note: Medicare may not notify you about your eligibility, so be sure to get your IEP dates and put them on your calendar. If you wait too long to sign up and don't qualify for a Special Enrollment Period, you could face late enrollment penalties.

    Learn more about the Initial Enrollment Period

    Need help finding the right plan?

     

    Tell us what's most important to you in a Medicare plan and we'll help you find plans that best match your answers.

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    Are you also eligible for Medicaid?

     

    In most areas, people who are eligible for both Medicaid and Medicare can enroll in Dual Special Needs plans (D-SNPs). These are Medicare Advantage (Part C) plans that combine Original Medicare (Part A and Part B) and Medicare Part D prescription drug benefits with your state Medicaid coverage. These plans typically offer many extra benefits and features beyond Original Medicare and include help to coordinate care and benefits.

     

    Note: Not all D-SNPs are available in all areas. But there may be other Medicare Advantage plans that may be a good fit for you. Your Medicare coverage choices need to fit your health needs, lifestyle and budget.

    Learn more about dual eligibility

    The UnitedHealthcare Right Plan Promise®

     

    Be confident in your choice of Medicare plan

     

    Our commitment to helping you find the right UnitedHealthcare Medicare plan. Enter your ZIP code and tell us what you want most, like included dental coverage, extra benefits, low monthly premiums and more.1

     

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    Get the help you need finding the right plan

     

    Compare plan types

    See your Medicare options and decide which plan will be a good fit for your health care and budget needs.

     

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    When to enroll

    Learn more about turning 65 and enrolling in Medicare for the first time.

     

    Learn more  

    Need more information?

    It's important to know what to do when you're eligible for Medicare.

     

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    Estimate your costs

    When you're exploring plan options, it's important to think about your budget needs.

     

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    Ready to enroll?

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      1  The Right Plan Promise® is our commitment to provide you with tools and agent/producer support to help you find a plan in UnitedHealthcare's Medicare plan portfolio that meets your needs. It is not a guarantee that UnitedHealthcare offers a plan that meets the needs of every consumer. Plan recommendations are based on the information that you provide regarding your health coverage needs. Requests to disenroll or change plans remain subject to applicable Medicare regulations and Federal and state laws/regulations.

       

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